Loan / Lender Matrix   pls make sure we have a broker agreement with lender before loan is submitted

95-100% LTV  

First Consolidated  Jahmal Abboud  877-969-3800 x1826
scores as low as 500 full doc  550 stated

Resource Mortgage  Chuck Amstutz 941-907-0813  620 stated
broker credit report used

Americorp 800-350-3033 580 full doc 620 stated ,easy underwriting

Equifirst Chris Bronson 407-230-5458 580 full doc  620 stated

Freemont Matt Scheid 866-537-3666 x 6271

Choice Capital  100% low as 580 score  single loan no pmi   800-644-8952

 

100% Wage Earner  W2 Stated Income

Chase  Brett Childers  321-356-3860

ICAP Financial  727-712-2300  no 4506 as low as 575 credit score

Chapel Funding 800-416-0614  80/20 with 620 credit score

The Mortgage Warehouse 800-442-8288  95% as low as 580 score

 

Condo Conversions

DCS Wholesale 813-839-9245 Karen Conroy

Century Financial  Robert Glazer 954-267-9899

 

Construction Perm

Commonwealth United Mtg     888-864-9160

IndyMac

Bismark Mtg  800-350-7199  

 

Down Payment Assistance

Horizon Community Finance 800-348-8888

IFMC      Perry Taylor  386-717-2091

National Home   888-4874663

SHIP  Seminole County  407-665-7384

SHIP Orange County  407-836-5171

 

Foreign Nationals   and Non-Permanent Resident Aliens  (has work permit or visa)

Countrywide  90% ltv NPRA's  75% Foreign Nationals

Resource Mortgage    Chuck Amstutz   941-907-0813 100% stated for NPRA's

Apex Lending     386-627-1240   90% ltv Foreign Nationals

World Savings

British Mortgages Abroad

NovaStar Mtg    80% down to 520 score

 

Hard Money Lenders  (really bad credit)

Eastern Savings Bank Terry Fahey  800-787-3684 ltv's up to 75%

 

Heloc's and Seconds

Secured Funding  877-572-9279  100% ltv to 600 score with Transunion Only

Aegis  888-734-1151  125% ltv  115% at 640 ,100% stated 620, 90% 600,  90% cltv neg am loan

Trust One  888-508-7878   down to 580 score, 125% at 640, stated to 620

Chase    no cost heloc's

American Home Equity  877-894-9498   behind neg am, 6 mo seasoning, no assets req'd

Americorp Credit  800-350-3033  100% no ratio 680, 100 stated 620,interest only fixed rate

First Horizon  Loren Ream 866-365-4312  100% ltv 660 , 95% 620 good rates   id fh  password florida

National City   407-310-0162  89.9% cltv  640 score    95-100%  cltv 660 score

 

Highest Credit Score

Equity Financial  800-562-5626  100% to 580,  90% to 540, 85% to 520, 80% to 500

First Franklin   407-310-1546

Argent   Giselle Cortez 321-239-8681

 

Investor Loans

Stonecreek Funding  866-301-1518 x112  100% 80/20   100% stated or no ratio to 680

C&G Financial  800-300-4434 x217  100% stated, 95% stated 660, 90% stated 620

Resource Mortgage   941-907-0813    95%  stated to 640 broker credit used

Protofund  800-669-5363  95% cltv to 620, 90% stated to 620, Flips ok

First Consolidated  877-969-3800 x1826  100% ltv

First Magnus  100% stated   good rates

Rapid Rehab Funding  303-729-0215  80% of purchase and 80% of flip  corp's ,llc's ok

 

IRA  Non-recourse loans (investment properties only)

North American Savings   Jason Zook   866-735-6272

 

Low Credit Scores       foreclosure,bankruptcy etc

JWDirect  800-604-6593 sub 500 ok

First Consolidated   877-969-3800 x1826  down to 500,  100% to 530

Yale Mortgage  800-327-9937    no dock hard equity

Eastern Savings Bank Terry Fahey  800-787-3684  sub 500 ok, ltv's up to 75%

Chapel Funding 800-416-0614  95%  with 500 credit score

Protofund  800-669-5363   80% ltv to 500 score

Community First Bank  877-729-8664  90% to 525 score

Prevent My Foreclosure  Russell Prisco  239-823-2161 foreclosure bailout

Stonecreek Funding  866-301-1518 Frank Ramerez  up to 560 score

First Consolidated  877-969-3800 x1806  500 score 100% with seller held 20%
                                  disregard all collections,all credit,all judgments not on title

Flick Mortgage   877-671-7779   500 score ok

Exceptional Mtg   888-419-2274  below 500 score up to 70% ltv

IndyMac  down to 500 score

Decision One   John Poor  407-719-3080

Equifirst   

Wilmington Financial   407-388-1152  525 to 90%  570 to 95%  580 to 100%

MiStar Financial   877-647-8271  sub 480 score ok

Miscellaneous Loans

Condotels    Union Planters   800-662-5507

Trust or Corp loans   Eastern Savings Bank Terry Fahey  800-787-3684 

Rural properties  Choice Capital  800-644-8952 up to 100%

Flips   Protofund  800-669-5363  95% cltv to 620, 90% stated to 620, Flips ok

 

Mortgage Lates OK

DCS Wholesale 813-839-9245 Karen Conroy

First Consolidated  877-969-3800 x1806

AccredHome   214-596-7073

 

No Appraisal

Choice Capital 800-338-0037 x1762

Decision One    John Poor  407-719-3080

 

No Fico and No Tradelines

Chase     min 660 score no tradelines

Lime     877-270-3838    no trades 80% w 500 score  75% stated w/500 score

First Consolidated  877-969-3800 x1806  no score 95%

Bay Capital  321-206-6999 Barry Bossert  100% no tradelines 600 full, 640 stated

Master Financial  786-262-9411  95% ltv 100% cltv  no tradelines

JLM Direct   888-595-9582 Shane Rose  no fico score 100% cltv

Coastal Capital 770-369-6032 no trade lines scores down to 480

 

No Verification of Rent

Lime     877-270-3838    no trades 80% w 500 score  75% stated w/500 score

Countrywide 

 

Owner/Builder Loans  owner builds own house

Go Build USA   866-496-9081   

Bismark Mtg   800-350-7199  

Marketrend Mtg    727-538-7706

 

Payment Option ARMs

WinStar    800-397-6657     95% ltv   

Washington Mutual        95% ltv    Margie Telley 407-484-1009

No Red Tape  866-282-5673  Ben Lamb  stated    Qualify with Interest Only 

Phoenix Funding   877-562-6414    90% ltv   NINA

BayRock   888-235-7278   100% CLTV

Reliance Wholesale Lending    866-420-6343    No Ratio,Stated,No Employment     90% ltv

 

Reverse Mortgages

Home Nest Egg      800-973-5750

Wells Fargo   303-441-2001 Tim Granville

 

Commercial Loans

Commercial Lending,Inc. 407-841-2312 Hard Equity 75% ltv
interest only, 3 lender points, no prepay penalty,no credit or appraisal

Temecula Valley Bank 904-727-7535  SBA's and stated income

Biscayne Capital Group Scott Marchand  561-633-0636 Hard Money Loans

Premier Commercial   Jeremy Reichelt  856-667-7775 scores as low as 575-580

All State Commercial Sean Justiniano 954-752-1707 x223  90% ltv stated 600 score

Commercial Mortgage Fund USA Aileen Diamond 516-541-8500 x108 Hard Money

Interbay Funding 866-468-3722 large commercial lender

New Century Mortgage 866-622-6663 large lender

Zions  Rueben Alfaras  800-867-4464   SBA Loans

Mercantile Commercial Capital 407-786-5040 Chris Hurn  SBA Loans

CPCF,Inc Willis Kirk 904-268-8196  800-333-9893 x108  Church Loans

BCI Funding 800-807-0840 Church Loans

CIT  Brenda Bowers  407-658-9828  Aquisitions and equipment finance

Pinnacle Commercial Jim Levie 407-805-0503  90% ltv owner occupied
80% ltv Stated score as low as 600

Ilmarin Financial Services Paul Guaraldi 954-759-4544 95% ltv owner occupied min 33%

PetroMAC 202-748-0230  Gas stations and Convenience stores

Point Center Financial  800-544-8800 large lender