Loan / Lender Matrix pls make sure we have a broker agreement with lender before loan is submitted
95-100% LTV
First Consolidated
Jahmal Abboud 877-969-3800 x1826
scores as low as 500 full doc 550 stated
Resource Mortgage
Chuck Amstutz 941-907-0813 620 stated
broker credit report used
Americorp 800-350-3033 580 full doc 620 stated ,easy underwriting
Equifirst Chris Bronson 407-230-5458 580 full doc 620 stated
Freemont Matt Scheid 866-537-3666 x 6271
Choice Capital 100% low as 580 score single loan no pmi 800-644-8952
100% Wage Earner W2 Stated Income
Chase Brett Childers 321-356-3860
ICAP Financial 727-712-2300 no 4506 as low as 575 credit score
Chapel Funding 800-416-0614 80/20 with 620 credit score
The Mortgage Warehouse 800-442-8288 95% as low as 580 score
Condo Conversions
DCS Wholesale 813-839-9245 Karen Conroy
Century Financial Robert Glazer 954-267-9899
Construction Perm
Commonwealth United Mtg 888-864-9160
IndyMac
Bismark Mtg 800-350-7199
Down Payment Assistance
Horizon Community Finance 800-348-8888
IFMC Perry Taylor 386-717-2091
National Home 888-4874663
SHIP Seminole County 407-665-7384
SHIP Orange County 407-836-5171
Foreign Nationals and Non-Permanent Resident Aliens (has work permit or visa)
Countrywide 90% ltv NPRA's 75% Foreign Nationals
Resource Mortgage Chuck Amstutz 941-907-0813 100% stated for NPRA's
Apex Lending 386-627-1240 90% ltv Foreign Nationals
World Savings
British Mortgages Abroad
NovaStar Mtg 80% down to 520 score
Hard Money Lenders (really bad credit)
Eastern Savings Bank Terry Fahey 800-787-3684 ltv's up to 75%
Heloc's and Seconds
Secured Funding 877-572-9279 100% ltv to 600 score with Transunion Only
Aegis 888-734-1151 125% ltv 115% at 640 ,100% stated 620, 90% 600, 90% cltv neg am loan
Trust One 888-508-7878 down to 580 score, 125% at 640, stated to 620
Chase no cost heloc's
American Home Equity 877-894-9498 behind neg am, 6 mo seasoning, no assets req'd
Americorp Credit 800-350-3033 100% no ratio 680, 100 stated 620,interest only fixed rate
First Horizon Loren Ream 866-365-4312 100% ltv 660 , 95% 620 good rates id fh password florida
National City 407-310-0162 89.9% cltv 640 score 95-100% cltv 660 score
Highest Credit Score
Equity Financial 800-562-5626 100% to 580, 90% to 540, 85% to 520, 80% to 500
First Franklin 407-310-1546
Argent Giselle Cortez 321-239-8681
Investor Loans
Stonecreek Funding 866-301-1518 x112 100% 80/20 100% stated or no ratio to 680
C&G Financial 800-300-4434 x217 100% stated, 95% stated 660, 90% stated 620
Resource Mortgage 941-907-0813 95% stated to 640 broker credit used
Protofund 800-669-5363 95% cltv to 620, 90% stated to 620, Flips ok
First Consolidated 877-969-3800 x1826 100% ltv
First Magnus 100% stated good rates
Rapid Rehab Funding 303-729-0215 80% of purchase and 80% of flip corp's ,llc's ok
IRA Non-recourse loans (investment properties only)
North American Savings Jason Zook 866-735-6272
Low Credit Scores foreclosure,bankruptcy etc
JWDirect 800-604-6593 sub 500 ok
First Consolidated 877-969-3800 x1826 down to 500, 100% to 530
Yale Mortgage 800-327-9937 no dock hard equity
Eastern Savings Bank Terry Fahey 800-787-3684 sub 500 ok, ltv's up to 75%
Chapel Funding 800-416-0614 95% with 500 credit score
Protofund 800-669-5363 80% ltv to 500 score
Community First Bank 877-729-8664 90% to 525 score
Prevent My Foreclosure Russell Prisco 239-823-2161 foreclosure bailout
Stonecreek Funding 866-301-1518 Frank Ramerez up to 560 score
First
Consolidated 877-969-3800 x1806 500 score 100% with seller held
20%
disregard all collections,all credit,all judgments not on title
Flick Mortgage 877-671-7779 500 score ok
Exceptional Mtg 888-419-2274 below 500 score up to 70% ltv
IndyMac down to 500 score
Decision One John Poor 407-719-3080
Wilmington Financial 407-388-1152 525 to 90% 570 to 95% 580 to 100%
MiStar Financial 877-647-8271 sub 480 score ok
Miscellaneous Loans
Condotels Union Planters 800-662-5507
Trust or Corp loans Eastern Savings Bank Terry Fahey 800-787-3684
Rural properties Choice Capital 800-644-8952 up to 100%
Flips Protofund 800-669-5363 95% cltv to 620, 90% stated to 620, Flips ok
Mortgage Lates OK
DCS Wholesale 813-839-9245 Karen Conroy
First Consolidated 877-969-3800 x1806
AccredHome 214-596-7073
No Appraisal
Choice Capital 800-338-0037 x1762
Decision One John Poor 407-719-3080
No Fico and No Tradelines
Chase min 660 score no tradelines
Lime 877-270-3838 no trades 80% w 500 score 75% stated w/500 score
First Consolidated 877-969-3800 x1806 no score 95%
Bay Capital 321-206-6999 Barry Bossert 100% no tradelines 600 full, 640 stated
Master Financial 786-262-9411 95% ltv 100% cltv no tradelines
JLM Direct 888-595-9582 Shane Rose no fico score 100% cltv
Coastal Capital 770-369-6032 no trade lines scores down to 480
No Verification of Rent
Lime 877-270-3838 no trades 80% w 500 score 75% stated w/500 score
Owner/Builder Loans owner builds own house
Go Build USA 866-496-9081
Bismark Mtg 800-350-7199
Marketrend Mtg 727-538-7706
Payment Option ARMs
WinStar 800-397-6657 95% ltv
Washington Mutual 95% ltv Margie Telley 407-484-1009
No Red Tape 866-282-5673 Ben Lamb stated Qualify with Interest Only
Phoenix Funding 877-562-6414 90% ltv NINA
BayRock 888-235-7278 100% CLTV
Reliance Wholesale Lending 866-420-6343 No Ratio,Stated,No Employment 90% ltv
Reverse Mortgages
Home Nest Egg 800-973-5750
Wells Fargo 303-441-2001 Tim Granville
Commercial Loans
Commercial Lending,Inc. 407-841-2312 Hard Equity 75% ltv
interest only, 3 lender points, no prepay penalty,no credit or appraisal
Temecula Valley Bank 904-727-7535 SBA's and stated income
Biscayne Capital Group Scott Marchand 561-633-0636 Hard Money Loans
Premier Commercial Jeremy Reichelt 856-667-7775 scores as low as 575-580
All State Commercial Sean Justiniano 954-752-1707 x223 90% ltv stated 600 score
Commercial Mortgage Fund USA Aileen Diamond 516-541-8500 x108 Hard Money
Interbay Funding 866-468-3722 large commercial lender
New Century Mortgage 866-622-6663 large lender
Zions Rueben Alfaras 800-867-4464 SBA Loans
Mercantile Commercial Capital 407-786-5040 Chris Hurn SBA Loans
CPCF,Inc Willis Kirk 904-268-8196 800-333-9893 x108 Church Loans
BCI Funding 800-807-0840 Church Loans
CIT Brenda Bowers 407-658-9828 Aquisitions and equipment finance
Pinnacle
Commercial Jim Levie 407-805-0503 90% ltv owner occupied
80% ltv Stated score as low as 600
Ilmarin Financial Services Paul Guaraldi 954-759-4544 95% ltv owner occupied min 33%
PetroMAC 202-748-0230 Gas stations and Convenience stores
Point Center Financial 800-544-8800 large lender